Many consumers associate the term “non-standard” auto insurance with high risk, but this isn’t always the case.  According to the Founders Auto Insurance website the terms are often synonymous.  They do point out however that “non-standard” simply means not adhering or conforming to the standard policy.

Many of Founder’s forms, classes, and territories do actually conform to auto insurance industry standards, but some aspects do not making part of it “non-standard”.  Most non-standard auto insurance companies start off with a standard methodology, and make appropriate modifications to suit their customer’s needs which are always changing.  They take into consideration the economy, the market demand, and consumer needs and tailor the policies to fit the times.

Founders Insurance offers vehicle surcharging, modified territories, and they create classes based on what is going on in the market.  There is a unique ri Read more…

Pretty much everyone is looking to save a dollar where they can in this struggling economy and luckily there are companies out there willing to help their customers.  Auto insurance rates are causing many consumers financial stress, and these people often are not aware of the dozens of discounts out there that they may quality for.

Donegal Insurance is an example of a company going above and beyond to offer substantial discounts to their customers.  Their auto insurance policies not only offer a wide variety of options for every type of driver but they give discounts based on good behavior.  Some of these discounts include good student discounts, high chargeable accident thresholds, first accident forgiveness, extra edge discounts for superior drivers and a PACE protector endorsement.

According to the Donegal Group website, you can also save money on your auto insurance if you have passive seat belt restraints and/or airbags in your car.  T Read more…