• Cheap auto insurance for beginners

    Cheap auto insurance for beginners

    When you try to get a cheap auto insurance for beginners, you shouldn’t sign up for the first insurance quote you get. Of course, there is a possibility that you may have...

  • Auto insurance online: easy and quick

    Auto insurance online: easy and quick

    Now to find a cheap auto insurance is no longer a problem. Before people had to spend a lot of time to find a cheap car insurance policy for themselves. But all that changed with...

  • All you need to know about motorcycle insurance

    All you need to know about motorcycle insurance

    Whether you own a motorcycle, car owner or are really just someone who needs to take some form of insurance for any reason. The whole idea of insurance may seem a bit absurd. You...

  • The basic rules for motorcycle insurance

    The basic rules for motorcycle insurance

    May be you commented your friend’s buying, and he told you hat it was very cheap. At the same moment you began thinking it must be of poor quality. People in general incline...

Insurer Veils Its Funding Of Measure

Feb 18, 2010 | by admin | No Comments »

Literature For Prop. 17 Omits Mercury’s Millions

In what is shaping up to be a hotly contested ballot measure, Mercury Insurance — the state’s third-largest auto insurer — is bankrolling an initiative that would allow insurers to base their rates partly on how long drivers have kept up their policies.

Yet, as often happens with ballot propositions, it would be hard to know that judging from the campaign literature on Proposition 17, the California Continuous Coverage Discount Act.

Officially, the proposition is the handiwork of Californians for Fair Auto Insurance Rates or Cal-FAIR, which describes itself as “a growing coalition of consumer advocates, businesses and insurers from across the state.”

But Cal-FAIR is actually the creation of a Sacramento public-affairs firm, Bicker, Castillo & Fairbanks, that has so far earned $200,000 from Mercury for its work on the campaign, part of the insurer’s $3.5 million total contribution to the effort.

Kathy Fairbanks, a partner in the firm, said the name is supposed to reflect the “broad support among consumers groups and businesses” for the proposition. “The objective of Read more…

Tags: Measure

Criminals increase your car insurance

Feb 18, 2010 | by admin | No Comments »

The motorists have to pay more amounts on their car insurance most of the times due to the bad names their towns have got. One such town is Bolton. Here the people have to give more insurance premiums as there are some criminal gangs that have given a bad name to the town.

Every city or country has some theft and car accident hotspots. In UK, Bolton is considered to be one such hotspot where the number of accidents and theft cases are more. The reason behind the cases of theft is the more number of burglars and criminals present in the city to give it a bad name. Also, there are people who fool the insurance companies just because they want the car insurance claims. The number of such people is more in the country and this is causing a problem to the other people who genuinely need car insurance.

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Paying Less On Your Bike Insurance

Feb 17, 2010 | by admin | No Comments »

Similar to your car or home, your motorcycle also needs insurance as it will guard your bike against damages and fund your medical expenses. Your insurance will guard you against the claims raised by others, if you are in a accident.

It is very important to shop around for your motorcycle insurance. Just like any other large purchase, you want to get the best price available. The internet can be a great place to look as you can get instant quotes and compare them without any hassles. Keep in mind, just because you are getting a good price does not mean you are getting good deal. So make sure you are getting what you want for what you want.

If you’re looking for bike insurance but you are on a tight budget, there’s hope. Ins

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Tags: Insurance

Temporary Auto Insurance

Feb 15, 2010 | by admin | No Comments »

It was only lately that we saw an increase in the number of people opting for temporary coverage for their car insurance. This can mostly be attributed to the belt tightening exercise that many of us had to do in the face of the current recession. For many who simply don’t have the money to pay off their yearly premiums in one shot temporary car insurance provides that coverage.

The problem is that cost wise and coverage wise, temporary auto insurance is actually quite a bit more expensive than normal car insurance. The only way that temporary car insurance is cheaper is to have the length of time for the coverage reduced or to reduce the coverage all together. T

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Tags: Insurance

California Auto Insurance – Simple Steps to Help Lower Your Auto Insurance Rates

Feb 14, 2010 | by admin | No Comments »

California Auto Insurance is compulsory for all drivers in the state. California is a tort state, which makes you financially responsible for injuries and damages in auto accidents. Maintain a good driving record with higher deductibles to arrive at affordable California auto insurance with sufficient coverage. Of course, other factors like number of miles driven each year, driving experience, etc. play prominent roles in deciding your insurance rates.

What decides my financial responsibility?

You can prove your financial responsibility in any one of the following ways:

* Have an automobile liability insurance policy * Surety bond for $35,000 from insurance company to do business in California * Self-insurance certificate of DMV, if you own more than twenty-five vehicles * Cash deposit with DMV for $35,000

What is the minimum coverage available?

California auto insurance offers minimum liability insurance of $15,000 for physical injury or death per person per accident, $30,000 for all persons affected in an accident, and $5,000 for damages to property per accident.

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