• Cheap auto insurance for beginners

    Cheap auto insurance for beginners

    When you try to get a cheap auto insurance for beginners, you shouldn’t sign up for the first insurance quote you get. Of course, there is a possibility that you may have...

  • Auto insurance online: easy and quick

    Auto insurance online: easy and quick

    Now to find a cheap auto insurance is no longer a problem. Before people had to spend a lot of time to find a cheap car insurance policy for themselves. But all that changed with...

  • All you need to know about motorcycle insurance

    All you need to know about motorcycle insurance

    Whether you own a motorcycle, car owner or are really just someone who needs to take some form of insurance for any reason. The whole idea of insurance may seem a bit absurd. You...

  • The basic rules for motorcycle insurance

    The basic rules for motorcycle insurance

    May be you commented your friend’s buying, and he told you hat it was very cheap. At the same moment you began thinking it must be of poor quality. People in general incline...

Why Are Lowered Floor, Wheelchair Accessible Vans So Expensive

Mar 26, 2010 | by Stephen Murphy | No Comments »

Before I started working at VMI, I had the exact same question. It didn’t take me long to figure out why these conversions are so costly. I highly suggest that anyone who is in the market for a wheelchair accessible van, try and visit the manufacturer and see how the vans are built. Since we are in Phoenix, a major vacation destination, many customers like to stop by and take a tour of our manufacturing process when visiting the area.

There are many factors that go into the price of our product, just like any product. There is R&D (research and development) time and expenses. Just as an example, our engineers worked 18 months on the Honda Odyssey with the VMI Northstar conversion. We put a lot of work into every facet of the vehicle and conversion. W

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Your car insurance company needs to know who is driving your car!

Mar 26, 2010 | by Christopher Allen | No Comments »

It is important to be aware of the terms and conditions of your car insurance policy. It is also important to remember that your car is not insured without full disclosure of who the regular drivers of that car might be. The vehicle owner can also nominate specific drivers of that vehicle.

The Ombudsman for Short-Term Insurance has warned consumers to ensure that they fully understand and appreciate the basis upon which motor vehicle insurance is taken out and the category of persons who are insured whilst driving a motor vehicle belonging to an insured.

Why is “regular driver” and “nominated driver” important for car insurance?

“Motor vehicle policies are commonly underwritten on the basis of a “regular driver” or a “nominated driver”, however in insurance, a regular driver is not the same as a nominated driver”, says Ombudsman for Short-Term Insurance, Brian Martin. These concepts are

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A New Variable In Motor Vehicle Insurance

Mar 26, 2010 | by Stephen Murphy | No Comments »

Getting motor vehicle insurance these days is not that easy anymore. This is because many insurance companies have now adopted more stringent application requirements.

Years before, when applying for motor vehicle insurance, all that is required is the name of the applicant, his age, civil status, home and work address, and the vehicle type being insured. Based on these rather limited details, an application is scrutinized accordingly.
This is no longer the procedure observed by modern-day insurers. There is now more information being requested from every single applicant for car coverage.

For starters, the emerging trend in car insurance circles is to look into the credit history of a given applicant. This indicates that insurers are now more concerned on how motorists manage their finances.

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AG Coakley Caught in Between Two Sides in Auto Insurance Dispute

Mar 26, 2010 | by Stephen Murphy | No Comments »

Being in the middle of a legal dispute over Boston State’s competitive automobile insurance system is a tight spot to be in. That is precisely where Attorney General Martha Coakley is – defending the Patrick administration which she accused of as “playing favorites” in setting auto insurance legislations.

A lawsuit has been filed that claims that some of the auto insurance rules provide favorable lee-ways for national companies, including Progressive Insurance and Geico, among others.

Since the Attorney General, incidentally on a campaign trail for a US senate seat, is also on the side of defending consumer rights, she is caught in the middle of a legal crossfire.

Coakley unabashedly targeted the impact of Governor Deval Patrick’s market deregulation scheme. Through a

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Top 7 Deadly Mistakes In Driving

Mar 26, 2010 | by Stephen Murphy | No Comments »

In 2007, around 40,000 people were killed due to vehicle crashes according to the National Highway Traffic Safety Administration. Even the “good” drivers suffered from these lethal mistakes at times.

Swerving or not staying on their own lane has been identified as the most lethal driving mistake made by American drivers. More than 15,000 people died in crashes by simply drifting off to the next lane or completely running off the road, according to NHTSA’s statistics report for 2007.
Speeding or driving above the maximum speed limit, racing or fast driving where the road conditions does not warrant its safety are the second most lethal mistake made by drivers. About 30 percent lethal accidents have been recorded occurring at 55 miles per hour or more.

The third most lethal mistake is the failure to yield right of way in merging traffic. Surpr

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