• Cheap auto insurance for beginners

    Cheap auto insurance for beginners

    When you try to get a cheap auto insurance for beginners, you shouldn’t sign up for the first insurance quote you get. Of course, there is a possibility that you may have...

  • Auto insurance online: easy and quick

    Auto insurance online: easy and quick

    Now to find a cheap auto insurance is no longer a problem. Before people had to spend a lot of time to find a cheap car insurance policy for themselves. But all that changed with...

  • All you need to know about motorcycle insurance

    All you need to know about motorcycle insurance

    Whether you own a motorcycle, car owner or are really just someone who needs to take some form of insurance for any reason. The whole idea of insurance may seem a bit absurd. You...

  • The basic rules for motorcycle insurance

    The basic rules for motorcycle insurance

    May be you commented your friend’s buying, and he told you hat it was very cheap. At the same moment you began thinking it must be of poor quality. People in general incline...

Missouri home owners insurance: Stop losing sleep over property loss

Oct 07, 2011 | by admin | No Comments »

One of the best ways to protect your home and all the things contained inside it is through Missouri Home owners insurance if you are living in Missouri. If your residence is under mortgage, most lenders would at least require you to have nominal Missouri home owners insurance coverage. A very important thing that you need to keep in mind while buying insurance for your home is the exclusions. Many people make the mistake of relying completely on the home owners insurance policy provider and not read through the offer documents carefully.

The very reason why you should opt for a home owners insurance is to protect your home and everything in it from natural calamities, national emergencies and theft or burglary. Read more…

Cheap auto insurance for beginners

Oct 07, 2011 | by admin | No Comments »

Cheap auto insuranceWhen you try to get a cheap auto insurance for beginners, you shouldn’t sign up for the first insurance quote you get. Of course, there is a possibility that you may have found the best policy for yourself at the first attempt. But it is much more likely that there is another car insurance company out there that can provide equal coverage, but their price is significantly lower. Read more…

The 2011 Council for Disability Awareness Long-Term Disability Claims Review

Sep 25, 2011 | by Oscar Chalmers | No Comments »

Since 2005, the Council for Disability Awareness (CDA) has conducted a proprietary annual review of long-term disability claims among the U.S. working population. The 2011 CDA Long-Term Disability Claims Review summarizes quantitative and qualitative long-term disability insurance claims data from 2010 gathered from the annual CDA member Long-Term Disability Claims Survey. The report identifies continuing or emerging trends for the purposes of education, evaluation and use by interested audiences. Also included is selected worker disability data from the Social Security Disability Insurance (SSDI) program. Fourteen CDA member companies, representing roughly 75% of the commercial disability insurance marketplace, participated in the 2011 survey.

  • $8.3 billion in long-term disability insurance claim payments were made in 2010 by CDA member companies that participated in this year’s study. T

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Ontario declines to import U.S. Stonewall principle in a Canadian asbestos product liability case

Sep 23, 2011 | by Christopher Allen | No Comments »

2011-09-23

The Ontario Superior Court of Justice has declined to import the U.S. court’s Stonewall decision into an asbestos claims case launched in Ontario, meaning insurers are not the hook for asbestos claims made against Goodyear Canada after 1986, when insurance coverage for asbestos was no longer commercially available.
The so-called Stonewall principle is named after the 1995 U.S. case, Stonewall Insurance Company v. Asbestos Claims Management Corporation.
A U.S. court in Stonewall held that when allocating an asbestos-based claim for insurance purposes over a number of years of injury, the insured should not be deemed to self-insure for those years when the insured could not voluntarily insure itself because of the existence of an asbestos exclusion.

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PA Court Sides with Allstate in Underinsured Motorist Case

Sep 23, 2011 | by Stephen Murphy | No Comments »

A court in Pennsylvania has ruled that an exclusion in underinsured motorist coverage that applies to injuries that are incurred while riding a motorcycle is also applicable if the biker has been thrown from their vehicle.

Specifically, such coverage in an Allstate policy contained an exclusion for injuries that were received while operating a motorcycle and the court was asked what happened if the driver was thrown off the motorcycle and injured subsequently. Did the exclusion still apply?

The bikers attorney argued that since the motorcyclist was not actually on the vehicle at the time of injury, the exclusion shouldnt apply, but the court saw it differently. Instead, the court sided with Allstate in the lawsuit Allstate Fire and Casualty Insurance Company v.

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