• Cheap auto insurance for beginners

    Cheap auto insurance for beginners

    When you try to get a cheap auto insurance for beginners, you shouldn’t sign up for the first insurance quote you get. Of course, there is a possibility that you may have...

  • Auto insurance online: easy and quick

    Auto insurance online: easy and quick

    Now to find a cheap auto insurance is no longer a problem. Before people had to spend a lot of time to find a cheap car insurance policy for themselves. But all that changed with...

  • All you need to know about motorcycle insurance

    All you need to know about motorcycle insurance

    Whether you own a motorcycle, car owner or are really just someone who needs to take some form of insurance for any reason. The whole idea of insurance may seem a bit absurd. You...

  • The basic rules for motorcycle insurance

    The basic rules for motorcycle insurance

    May be you commented your friend’s buying, and he told you hat it was very cheap. At the same moment you began thinking it must be of poor quality. People in general incline...

The 2011 Council for Disability Awareness Long-Term Disability Claims Review

Sep 25, 2011 | by Oscar Chalmers | No Comments »

Since 2005, the Council for Disability Awareness (CDA) has conducted a proprietary annual review of long-term disability claims among the U.S. working population. The 2011 CDA Long-Term Disability Claims Review summarizes quantitative and qualitative long-term disability insurance claims data from 2010 gathered from the annual CDA member Long-Term Disability Claims Survey. The report identifies continuing or emerging trends for the purposes of education, evaluation and use by interested audiences. Also included is selected worker disability data from the Social Security Disability Insurance (SSDI) program. Fourteen CDA member companies, representing roughly 75% of the commercial disability insurance marketplace, participated in the 2011 survey.

  • $8.3 billion in long-term disability insurance claim payments were made in 2010 by CDA member companies that participated in this year’s study. T

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Talking Telematics with Insurance Times

Sep 23, 2011 | by Oscar Chalmers | No Comments »

There is an emerging trend in the car insurance industry.  One that is making me feel very excited about the future of motor insurance and one that is catching like wild fire since the ECJ ruling on gender-based pricing.  Over the past couple of years, I have been following a technology referred to as ‘Telematics’ with interest.  It is the technology behind all of the ‘pay as you drive’ insurance products cropping up in the market targeting young drivers and those of us who travel low annual mileage.  The “Black box” is here and I had the opportunity to share my thoughts with one of the insurance industry’s leading publications, Insurance Times.

Don’t think this excludes the car rental industry.  It already applies in the management of small and large fleets of vehicles and their drivers, but telematics is destined to play a bigger role in the car hire products we access.

 

My Question and Answer session, “Talking Telematics” with Saxon East, Assistant Editor, News for Insurance Times was published on 25th March 2011. It is Read more…

Auto insurance online: easy and quick

Sep 05, 2011 | by admin | No Comments »

Auto insuranceNow to find a cheap auto insurance is no longer a problem. Before people had to spend a lot of time to find a cheap car insurance policy for themselves. But all that changed with the benediction of the computer and the Internet from our engineers. Now you can buy auto insurance online.

Everything has changed and all that is needed is only access to the Internet. This wonderful technology has helped us in auto insurance too. Read more…

Ford engineers working to use dandelions as plastics modifier

Aug 26, 2011 | by Oscar Chalmers | No Comments »

People who buy a new car from Ford may have the added bonus up making an environmentally friendly choice without even realizing it.

Working alongside researchers at Ohio State University, officials with Ford say they are close to developing a new rubber-like substance from dandelions which could replace synthetic, petroleum-based rubbers, according to the New York Times.

The paper states the material could be used for car features such as cup holders, interior trim and floor mats, and may provide a green alternative to petroleum-based vehicle materials.

Philip Gott, managing director of IHS Automotive, an auto industry forecast center, told the newspaper the development of a rubber replacement, which is more eco-friendly, could be substantially positive for the environment.

“Far from ‘greenwashing,’ there has been a longstanding effort on the part of the industry to use natural plants to produce manufactured goods,” he told the paper, adding European auto manufacturers are also looking into creating and using the new material.

Ford has history of working with alternative materials

Since Henry Ford began the company, the paper states Ford has tested a variety of alternative products and materials to use in their vehicles, such as toy parts. Read more…

Cheap Car Insurance & Rioting

Aug 25, 2011 | by Oscar Chalmers | No Comments »

There can be no doubt as to what the big news story of the week is – the rioters that are laying waste to some of the biggest cities in the UK and causing all kinds of mayhem on high streets and in residential areas alike. Regardless of your opinion and the political persuasion you follow (this is not the place for a debate and so I will not be stating my opinions), you have to agree that there has been a lot of damage done to property and vehicles alike. Of course, if rioting was happening down your street or close to you then any damage done to your car is not your fault but that is not to say that your cheaper car insurance is not a thing of the past.

Any claim on cheap car insurance will automatically put your premiums up and insurers are highly unlikely to offer you any break for getting caught up in a tense situation that was definitely not your fault. A

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