If you have plans to start out as a taxi driver in the near future then the basics of the taxi insurance policy are not difficult to pick up. In fact, they are incredibly easy toremember because, unlike with other forms of insurance, there is not a massive range of possible policies available. Instead, there are literally two types, both of which are very different, for you to get to grips with.

Private Hire Insurance is the first type and is also known as Minicab Insurance. These cars liteally only take pre-booked appointments. The second is Public Hire Insurance and this covers those cars that offer immediate rides. As such, this is the one for those cars that you can pick up at the end of a night on the town. These taxis always have a light to acknowledge availability. From this information, it should be easy to decide what taxi insurance you need.

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