When it comes to insurance, most homeowners are concerned with coverage for the actual brick and mortar of our homes; but unfortunately, not many are aware that their home insurance liability might offer them the most amount of financial protection of their entire homeowners policies. Why? Because when a liability claim goes to court, the defendant usually winds up paying exorbitant sums in compensation, medical and legal costs. And it’s not uncommon for a defendant to go into deep debt and in the worst-case scenario, even lose his home.
What Home Insurance Liability Covers
Imagine this: a guest in your home slips on the stairs and breaks her leg. S
