Oakland is one of California’s ten largest cities and one of California’s largest port cities. Oakland is located in the East Bay area that includes Berkley and Oakmore. It is famous for its MLB, NFL and NBA sports teams. It is also famous for its music industry, its thriving port, its annual street fairs and for its vibrant Chinatown. These things make Oakland a great place to live. Oakland also has a diversified economy. This economy includes a thriving shipping industry, many state government jobs, the United States Post Office and several local manufacturers. These employers have helped to create a stable economy that provides many jobs and the potential for career growth. Furthermore, these employers have also attracted several local businesses that offer great food, fun fashions and many sources of entertainment.
Archive for February, 2011
Big Brother vehicle telematics can deliver cheaper car insurance premiums
The car insurance industry is highly competitive and it is a constant battle to deliver affordable insurance products whilst also focusing on risk. More and more insurers are looking at vehicle and insurance telematics as a way to better evaluate risks – and are rewarding those drivers who drive safely in an effort to avoid incurring claims risks.
We have discussed on the car insurance blog the terms Pay As You Drive, Usage based insurance etc. W
Donegal Insurance Offering Auto Insurance Discounts
Pretty much everyone is looking to save a dollar where they can in this struggling economy and luckily there are companies out there willing to help their customers. Auto insurance rates are causing many consumers financial stress, and these people often are not aware of the dozens of discounts out there that they may quality for.
Donegal Insurance is an example of a company going above and beyond to offer substantial discounts to their customers. Their auto insurance policies not only offer a wide variety of options for every type of driver but they give discounts based on good behavior. Some of these discounts include good student discounts, high chargeable accident thresholds, first accident forgiveness, extra edge discounts for superior drivers and a PACE protector endorsement.
According to the Donegal Group website, you can also save money on your auto insurance if you have passive seat belt restraints and/or airbags in your car. T Read more…
Keeping Car Insurance Affordable
Car insurance is a legal requirement in the U.K, and indeed most countries in the world. While the problem of uninsured drivers continues to push up premiums for law abiding motorists, there is still plenty of scope for manoeuvre. Here we cover some of the adjustments that can significantly lower the cost of the car insurance premiums offered by providers like Santander.
There are two main areas to look at when addressing car insurance costs. One is the way that you find and renew your cover, and the other comes under the banner of risk management.
Buying car insurance can be described as both easier and more complicated than it was twenty years ago, now that the internet is such a common way to shop for cover. Comparison websites have automated what would previously have been a nigh on impossible process through traditional shopping techniques, enabling the driver to compare the offers of literally hundreds of providers when looking for car insurance. However, choosing from these many options can seem a daunting task.
The key to success is leaving yourself enough time to try different permutations when conducting your research, as you may often be surprised by the results. Fully comprehensive cover, for example, can often be cheaper than the legal minimum of third party fire and theft. This may seem illogical, but is actually due to the perception of many car insurance providers that buying basic cover demonstrates a lack of care for your vehicle.
It is critical to look at the differ options on the market each year as the renewal date for your policy approaches. Many insurers offer introductory deals to new customers that are not matched in competitiveness by the policy renewal quotes. While this doesn’t automatically mean that you should change the provider of your car insurance each year, you should definitely see what a competitor can offer before renewing, and make sure that any superior offers are matched by your existing insurer.
Insurance is all about risk management, and car insurance is no exception. In fact, the way that an insurer views the process is that they are insuring against certain risks. When it comes to motoring, the list of possible risks that can result in damage and a claim runs to literally hundreds of factors. By addressing some of these issues, it is possible to gradually reduce the risk to yourself and your vehicle, and thus lower the cost of your car insurance premiums.
Avoid endorsements on your licence, as speeding and talking on your mobile phone when driving can not only result in legal action, but will also be seen by the insurance industry as a signal that you are a risky driver. You’ll also receive a possible might fine if caught. (Check out what y Read more…
Do I have to keep the yellow reflective tape on my minibus?
Question:
I hope we can get some clarity on these issues. We are an NGO with an education component where children are transported in our recently acquired Mercedes Sprinter 21 seater bus. We need the following questions answered please:
1) does this passenger bus require reflective tape around the whole vehicle? (bearing in mind transport is not for profit); We wish to place vehicle logos on the car, but are unsure of whether we can place these over the reflective tape;
2) apart from the driver having a PDP, code 10 and our NGO having pblic liability insurance in case of an accident, what OTHER lawful requirement are there for us transporting children?
Answer:
Yes in terms of the legislation your vehicle is a bus and needs yellow contour markings on the rear and side.